But the data you hold on to depending on your nature of business or work can be very important information. Losing which may lead to a cascading effect and result into a big business loss. This is the reason, you need to have the cyber liability insurance coverage handy.

  • Why you need the policy: A type of liability insurance, the cyber insurance generally covers your business' liability for a data breach involving sensitive customer information, such as Aadhaar numbers, credit card numbers, account numbers, driver's license numbers and health records.
  • Who should buy: This is a very vital insurance and cyber liability insurance policy in Mumbai is a comprehensive, indemnity based cybersecurity plan that covers risks such as financial losses and data breach. The plan can work both ways and help you secure you and your company from a breach and on the other hand can be purchased as a commercial cyber liability insurance.
  • What the policy offers: Indemnity theft, cyber extortion, malware intrusion, data restoration costs, and varied other legal expenses that you may have to pay your lawyer as a consultation charge to handle the cyber breach case in the court of law are all included within the insurance coverage.

The all-encompassing nature of the insurance actually makes it very effective and helps you handle cybercrime and its related difficulties with ease. Sometimes you may have to bear some penalty or face some cyber bullying. All that incurs a cost, and a good insurance coverage will help you take care of those with ease. A good cyber liability is very important in this regard and helps you stay on guard in advance.

Moreover, depending on the nature of data you are handling, the terms of the policy and its other factors are decided. This makes it very apt for your specific needs.

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