The retail liability products insurance policy allows you to engage in trade of your products without having to worry about the problems that may arise owing to the usage of the product. Not always everyone will enjoy using the product or some products may create a minor damage to the customer. However, these are unintentional and should not cause a hindrance to your way of doing business. The product liability insurance proves helpful in this regard.

  • Why you need the policy: As a manufacturer your attention is always to create a flawless product. However, errors and mishaps are not in your control. Especially, as a small business facing a small legal attack is bound to be a big setback for you. So, we recommend small business product liability coverages in Mumbai to safeguard your rights.
  • What the policy offers: The products liability coverage offers a holistic safety net and protects your business should a customer incur damages as a result of a fault with the product you have provided to them. It covers all your liabilities arising from such a condition, such as liability for compensatory costs, legal fees and any other costs associated with the case.
  • Who should buy: The products liability coverage offers protection to distributors, manufacturers, retailers and wholesalers, against a list of legal liability arising from third party injury or damage to property, which is caused by the consumption or use of the product sold or supplied. So, this is an ideal policy for those involved in the manufacturing or trade or products.

When choosing this liability insurance cover it is important for you to decide on the coverage in advance and the right coverage in this case makes it very lucrative for you to gain enough compensation when a problem happens. The total limit of the coverage depends on your product value and the estimated damage you are expecting in case some liability happens.

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